Hada DBank Your Caring and Personal Bank - Islamic Banking For Everyone

May 21, 2018

Assalamualaikum Wr, Wb,

Hada DBank, we aim to be different from conventional banking. In fact, we are the First Digital Bank to fuse Islamic Banking Module with Blockchain Technology. Islamic Banking is not just for Muslims. It’s for everyone. It represents something – Transparency and Risk sharing.

ABOUT

We aspire to be a ‘just’ organization in the financial industry. The financial crisis of 2007-2008 serves as a grim reminder how several irresponsible players can capsize an entire industry, putting millions in financial ruins. Islamic banking, due to its transparency, profit and loss sharing concept, will minimize market manipulation and eliminate another domino crash.

Islamic Banks are less risky and more resilient than their counterparts, due to the aspects of their bank capital requirements and mobilisation of deposits. As opposed to Conventional Banking, depositors to Islamic Banks are entitled to be informed about what the bank does with their money. They also have a say in where their money should be invested. Islamic banks also strive to avoid interest at all levels of financial transactions and promote risk-sharing between the lender and borrower.

There are two basic principles in Islamic banking. One is the sharing of profit and loss; and two, significantly, the prohibition of the collection and payment of interest by lenders and investors. Collecting interest or "Riba" is not permitted under Islamic law. In the case of profit, both the bank and its customer share in a pre-agreed proportion. In the case of a loss, all financial losses will then be borne by the lender. In addition to this, Islamic bank cannot create debt without goods and services to back it (i.e. physical assets including machinery, equipment, and inventory). Hence savings, deposits and investments with our DBank will be backed by physical assets such as precious metals and gemstones.

ROADMAP

KEY FEATURES

BOT & A.I

HUDA (BOT)
Personal Financial Management & Assistant

Manages everyday expenses within the limits set by you or via the balance of your account. Notifies & automates payments and bills through a prioritised schedule. Assisted planning for Long term & Short Term financial goals.

HADI (A.I)
Personal Financial Advisor (Basic)
Collects real time data from across different platforms and market trends. Calculates to produce an unbiased financial advice for your investments.

PRE ICO & ICO

We intend to raise capital for the development of HADA DBANK through its HADACoin. Buyers will be able to use HADACoin to perform banking transactions or daily activities. Our customers will be issued with a Debit Card, which enables them to perform transactions with our HADACoin, within our banking platform or other merchants globally.

HADACOIN DISTRIBUTION STRUCTURE

For more info, please follow below links:

Website | Bitcoin ANN Thread
Posted by:
Bitcoin Talk username : maniak kemsut
Profile Link : https://bitcointalk.org/index.php?action=profile;u=2132482
Wallet : 0xD1182fe4B8ae5E4D7801f6B851374E3F3A2d6A04

Wassalamualaikum Wr. Wb.

Thank you & love to see you back!